{"id":8346,"date":"2021-01-19T15:29:38","date_gmt":"2021-01-19T08:29:38","guid":{"rendered":"http:\/\/www.mag.co.id\/?p=8346"},"modified":"2021-01-19T15:29:38","modified_gmt":"2021-01-19T08:29:38","slug":"home-insurance-is-it-profitable","status":"publish","type":"post","link":"https:\/\/www.mag.co.id\/en\/home-insurance-is-it-profitable\/","title":{"rendered":"Home Insurance; Is it Profitable?"},"content":{"rendered":"<p>Indeed, many people already know about insurance.\u00a0 In fact, there are many people who know in detail about the ins and outs of insurance.\u00a0 But for some reasons, people&#8217;s interest in insurance is still quite low.\u00a0 Actually this is quite a contradiction between reality and what society wants.\u00a0 Just look at how people in general will refuse to become insurance holders for their assets even though they really want to be certain that nothing bad will happen to their assets. For example, Home Insurance.\u00a0 When asked whether people want to become members of home insurance policyholder, only a few said yes.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-8348 size-full\" src=\"http:\/\/www.mag.co.id\/wp-content\/uploads\/2016\/07\/pentingkah-asuransi-rumah.jpg\" alt=\"pentingkah asuransi rumah\" width=\"960\" height=\"410\" srcset=\"https:\/\/www.mag.co.id\/wp-content\/uploads\/2016\/07\/pentingkah-asuransi-rumah.jpg 960w, https:\/\/www.mag.co.id\/wp-content\/uploads\/2016\/07\/pentingkah-asuransi-rumah-300x128.jpg 300w\" sizes=\"auto, (max-width: 960px) 100vw, 960px\" \/><\/p>\n<p>However, everyone would want their home to be fine.\u00a0 They realize that home is their shelter.\u00a0 They also realize that home is the best place for them to rest, relaxing, hang out with their loved ones and get entertainment.\u00a0 However, when they were presented with an offer of insurance, they refused. \u00a0Even though many of these people know how insurance can provide protection to their homes.<\/p>\n<p>Well, let&#8217;s assume that most people know nothing about home insurance.\u00a0 How can this kind of insurance work and provide protection for our homes?\u00a0 What will be our obligations and rights? Actually, what is home insurance? Let&#8217;s try to discuss it here.\u00a0 You might later agree that insurance is not something that will harm you, instead it will bring numerous positive effects on you.<\/p>\n<p>Home insurance, as the name implies, is insurance provided by an insurance company to protect your assets, in this case a house.\u00a0 We are unable to know for sure what the future holds for your home.\u00a0 No intention to make you worry, however there are actually a lot of unfortunate events that can happen to your home.\u00a0 Take, for example, fires and natural disasters.\u00a0 Both of these things can easily make you lose your home.\u00a0 Your house that was destroyed by these two things is of course your loss.<\/p>\n<p>However, if you have bought home insurance, you don&#8217;t need to worry anymore. Basically, the insurance company will help you to ease your financial burden or even will take care of this financial burden completely.\u00a0 In this case, when there is a problem with your house such as being damaged by fire, the insurance company will compensate an amount of money, which amount was previously agreed upon when you registered to become an insurance policyholder.\u00a0 For example, when you have bought a house for Rp. 100 million. Then you buy insurance and you are obliged to pay a premium of Rp. 1 million each year for a period of several years as determined by the insurance company.\u00a0 When suddenly the risk damage occurred to your house such as mentioned above, you can receive compensation from the insurance company, the amount of which can vary, such as the price of your whole house or 80% or another amount as previously agreed when your purchase your insurance cover.<\/p>\n<p>Does this not sound very lightening for you as a home owner, if the unfortunate things happen to your home?\u00a0 What if bad things don&#8217;t happen to your home? Generally, the premiums that you have paid will be returned to you.\u00a0 But there are also some insurance companies that do not return it in full or do not return it at all.\u00a0 Of course you have to be careful in choosing home insurance.\u00a0 Make sure you get insurance from a well-known company so that the premiums you pay regularly won&#8217;t be just wasted.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indeed, many people already know about insurance.\u00a0 In fact, there are many people who know in detail about the ins and outs of insurance.\u00a0 But for some reasons, people&#8217;s interest in insurance is still quite low.\u00a0 Actually this is quite a contradiction between reality and what society wants.\u00a0 Just look at how people in general [&hellip;]<\/p>\n","protected":false},"author":900,"featured_media":8347,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[326],"tags":[],"class_list":["post-8346","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-education"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Home Insurance; Is it Profitable? &#187; Asuransi MAG<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mag.co.id\/asuransi-rumah\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Home Insurance; Is it Profitable? &#187; Asuransi MAG\" \/>\n<meta property=\"og:description\" content=\"Indeed, many people already know about insurance.\u00a0 In fact, there are many people who know in detail about the ins and outs of insurance.\u00a0 But for some reasons, people&#8217;s interest in insurance is still quite low.\u00a0 Actually this is quite a contradiction between reality and what society wants.\u00a0 Just look at how people in general [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.mag.co.id\/asuransi-rumah\/\" \/>\n<meta property=\"og:site_name\" content=\"Asuransi MAG\" \/>\n<meta property=\"article:published_time\" content=\"2021-01-19T08:29:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.mag.co.id\/wp-content\/uploads\/2014\/08\/asuransi-rumah.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"650\" \/>\n\t<meta property=\"og:image:height\" content=\"508\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Mr DG\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mr DG\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.mag.co.id\/asuransi-rumah\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.mag.co.id\/asuransi-rumah\/\"},\"author\":{\"name\":\"Mr DG\",\"@id\":\"https:\/\/www.mag.co.id\/#\/schema\/person\/c341d5a09b87a354081bb54d7a32f52c\"},\"headline\":\"Home Insurance; Is it Profitable?\",\"datePublished\":\"2021-01-19T08:29:38+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.mag.co.id\/asuransi-rumah\/\"},\"wordCount\":587,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/www.mag.co.id\/asuransi-rumah\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.mag.co.id\/wp-content\/uploads\/2014\/08\/asuransi-rumah.jpg\",\"articleSection\":[\"Financial Education\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.mag.co.id\/asuransi-rumah\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.mag.co.id\/asuransi-rumah\/\",\"url\":\"https:\/\/www.mag.co.id\/asuransi-rumah\/\",\"name\":\"Home Insurance; Is it Profitable? 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&#187; Asuransi MAG","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.mag.co.id\/asuransi-rumah\/","og_locale":"en_US","og_type":"article","og_title":"Home Insurance; Is it Profitable? &#187; Asuransi MAG","og_description":"Indeed, many people already know about insurance.\u00a0 In fact, there are many people who know in detail about the ins and outs of insurance.\u00a0 But for some reasons, people&#8217;s interest in insurance is still quite low.\u00a0 Actually this is quite a contradiction between reality and what society wants.\u00a0 Just look at how people in general [&hellip;]","og_url":"https:\/\/www.mag.co.id\/asuransi-rumah\/","og_site_name":"Asuransi MAG","article_published_time":"2021-01-19T08:29:38+00:00","og_image":[{"width":650,"height":508,"url":"https:\/\/www.mag.co.id\/wp-content\/uploads\/2014\/08\/asuransi-rumah.jpg","type":"image\/jpeg"}],"author":"Mr DG","twitter_misc":{"Written by":"Mr DG","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.mag.co.id\/asuransi-rumah\/#article","isPartOf":{"@id":"https:\/\/www.mag.co.id\/asuransi-rumah\/"},"author":{"name":"Mr DG","@id":"https:\/\/www.mag.co.id\/#\/schema\/person\/c341d5a09b87a354081bb54d7a32f52c"},"headline":"Home Insurance; Is it Profitable?","datePublished":"2021-01-19T08:29:38+00:00","mainEntityOfPage":{"@id":"https:\/\/www.mag.co.id\/asuransi-rumah\/"},"wordCount":587,"commentCount":0,"image":{"@id":"https:\/\/www.mag.co.id\/asuransi-rumah\/#primaryimage"},"thumbnailUrl":"https:\/\/www.mag.co.id\/wp-content\/uploads\/2014\/08\/asuransi-rumah.jpg","articleSection":["Financial Education"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.mag.co.id\/asuransi-rumah\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.mag.co.id\/asuransi-rumah\/","url":"https:\/\/www.mag.co.id\/asuransi-rumah\/","name":"Home Insurance; Is it Profitable? 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